Often, when you find the perfect home you want to move fast. The best way to show realtors you are serious is to go one step further with a Pre-Approval Letter.
Why Do I Want a Pre-Approval Instead of a Pre-Qualification?
Pre-approval is the process of completing an application with supporting documents, pulling a credit report and examining your full financial picture. We typically have an address or addresses of properties you are interested in. We will shop for the best interest rate and give you an “approval” that the home you wish to buy is within your means. We are able to generate multiple approval letters to keep you competitive as a shopper. With our background in personal finance, we are able to guide you in smart shopping not just what you “can afford”. A pre-approval makes you a stronger candidate to sellers and helps give you peace of mind as a home buyer.