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Home RefinanceHome Purchase


Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals.

Since your home is likely to be one of your largest assets, and your mortgage your largest debt, we believe it is important to consider your full financial picture when purchasing a home. This includes evaluating your short and long term planning goals, your investments, and your tax situation.

Who We Are

What if getting a mortgage were as simple as checking out at the store? Well, Summit Home Mortgage, LLC makes that a reality. Pick, purchase, done! We are a family run brokerage with one goal, to make the mortgage process easier. We provide competitive rates, efficiency and individual service.

We work on your behalf to find you the best loan for your situation. As licensed and regulated mortgage loan originators, our job is to do the legwork of comparing lenders and loan products so you don’t have to.

“Very diligent, quick to respond, helpful. They made it so we did not feel overwhelmed or surprised or worried. Their professionalism and dedication were apparent throughout the transaction. Recommended.”

– Antonio B.

“Summit was amazing from beginning to end! They were available throughout the process. Both Mike and Virginia attended to details in a seamless way and I cannot believe how smooth the entire process was. Thank you!”

– Ginny S.

“Always very detail-oriented, responsive to questions, and to getting this done in a timely fashion. Highly recommend Summit Home Mortgage LLC for your mortgage loan needs! “

– Cyndi G.

“Loved working with Summit Home Mortgage. Mike and Virginia made everything so easy and effortless. They even came to the house when it was time to sign papers. Really great customer service. So glad we worked with them! “

– Isaac T.

“Virginia and Mike were great to work with when we were refinancing our home. First they verified if it was a smart move to refinance before starting the process. Along the way we found Mike and Virgina's communication, and diligence outstanding and it made the whole refinance go smoothly. “

– Tamara M.

“We thoroughly enjoyed working with Summit Home Mortgage. They made the entire process extremely quick and easy. The owners Mike and Virginia are fantastic to work with and we got the best rate possible. I’d recommend them to anyone.“

– Katie H.

“So great working with Virginia on our home refinance! She's very personable and very diligent. Felt like she cared very deeply about getting our refi done at the best possible rate! “

– Bobby R.

“Great to work with, very responsive, got our refi done very quickly with an amazing rate. Highly recommend! “

– Megan S.

“Working with Summit Home Mortgage was incredible. Super Speedy. Readily available, including nights & weekends. I recommend them highly. “

– Mary B.

“Great job, really enjoyed working with Mike and Virginia 😊“

– Joe H.

“Great job! Quick and very efficient process. “

– Drew L.

“Thanks for making this such an easy process. Great experience and I would recommend you highly to others needing these types of services! “

– Jenny B.

Our Team

Virginia Chevalier

Mike Chevalier, CFP®