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Home PurchaseHome Refinance


Our team is your dedicated mortgage professionals with locations in Fort Collins and Colorado Springs Colorado serving the entire front range and beyond. We believe your mortgage is more than a liability. If designed properly, it can be a vital tool in helping you achieve your personal and financial goals and dreams.

You should have peace of mind when buying a new home.

We subscribe to the belief that when searching for your future home you should have all the facts, figures, and options ahead of time… no surprise fees once you are “committed.”

Call us to start the work on your behalf before you even set foot into your dream home. We will work together to construct a financial roadmap for your current and future hopes and dreams. When you put in an offer with your solid pre-approval, you can be confident it is a monthly payment that you have decided you are comfortable making.

“Very diligent, quick to respond, helpful. They made it so we did not feel overwhelmed or surprised or worried. Their professionalism and dedication were apparent throughout the transaction. Recommended.”

– Antonio B.

“Summit was amazing from beginning to end! They were available throughout the process. Both Mike and Virginia attended to details in a seamless way and I cannot believe how smooth the entire process was. Thank you!”

– Ginny S.

“Always very detail-oriented, responsive to questions, and to getting this done in a timely fashion. Highly recommend Summit Home Mortgage LLC for your mortgage loan needs! “

– Cyndi G.

“Loved working with Summit Home Mortgage. Mike and Virginia made everything so easy and effortless. They even came to the house when it was time to sign papers. Really great customer service. So glad we worked with them! “

– Isaac T.

“Virginia and Mike were great to work with when we were refinancing our home. First they verified if it was a smart move to refinance before starting the process. Along the way we found Mike and Virgina's communication, and diligence outstanding and it made the whole refinance go smoothly. “

– Tamara M.

“We thoroughly enjoyed working with Summit Home Mortgage. They made the entire process extremely quick and easy. The owners Mike and Virginia are fantastic to work with and we got the best rate possible. I’d recommend them to anyone.“

– Katie H.

“So great working with Virginia on our home refinance! She's very personable and very diligent. Felt like she cared very deeply about getting our refi done at the best possible rate! “

– Bobby R.

“Great to work with, very responsive, got our refi done very quickly with an amazing rate. Highly recommend! “

– Megan S.

“Working with Summit Home Mortgage was incredible. Super Speedy. Readily available, including nights & weekends. I recommend them highly. “

– Mary B.

“Great job, really enjoyed working with Mike and Virginia 😊“

– Joe H.

“Great job! Quick and very efficient process. “

– Drew L.

“Thanks for making this such an easy process. Great experience and I would recommend you highly to others needing these types of services! “

– Jenny B.

Our Team

We are a family owned and operated brokerage with one goal, to make the mortgage process easier. We provide competitive rates, quick closings, and individual service.

Virginia Chevalier

Mike Chevalier, CFP®

Kelly Turek