HELPING YOU BUY

WITH CONFIDENCE

HELPING YOU BUY

WITH CONFIDENCE

Do’s

  • Know your credit score.
  • Use a broker to shop for the best lender that meets your needs.
  • Have your broker pre-approve you before shopping.
  • Know your expenses.
  • Work with a skilled realtor.
  • Understand the actual value of the property you are buying.
  • Verify all information in the listing.
  • Use a reputable home inspector.
  • Make sure all renovations are up to code.
  • Be sure you understand any HOA that your home may be part of.

Don’ts

  • Miss loan or credit card payments.
  • Change jobs.
  • Move large sums of money around.
  • Start banking at a new institution.
  • Buy a car.
  • Make large purchases on credit cards.
  • Make large deposits into your bank account, cash or otherwise.
  • Stretch the truth on your loan inquiry.
  • Let anyone make inquiries into your credit besides your lender.
  • Co-sign on a loan.