- Use a broker to shop for the best lender that meets your needs.
- Have your broker pre-approve you before shopping.
- Work with a skilled realtor.
- Understand the actual value of the property you are buying.
- Verify all information in the listing.
- Use a reputable home inspector.
- Make sure all renovations are up to code.
- Be sure you understand any HOA that your home may be part of.
- Miss loan or credit card payments.
- Move large sums of money around.
- Start banking at a new institution.
- Make large purchases on credit cards.
- Make large deposits into your bank account, cash or otherwise.
- Stretch the truth on your loan inquiry.
- Let anyone make inquiries into your credit besides your lender.